Ajustio Privacy Policy

Last updated: September 2, 2025

Welcome to Ajustio! This Privacy Policy describes how your information is collected, used, and managed when you use our app. Your privacy is extremely important to us. By using Ajustio, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect information to provide and improve the service for you. The types of information we collect include:

a) Information You Provide Directly:

• Account Creation: To use Ajustio, you must create an account. We request your email address, which is used for login and account verification. The registration process requires validation of a 6-digit token sent to your email. Your password is securely stored in our database using strong encryption (Rijndael algorithm with random key).
• User Profile (Optional): You may customize your profile by adding a name and avatar photo. If provided, your name is saved in our database and your avatar image is securely stored in a cloud repository (Microsoft Azure). Providing this information is entirely optional.
• Financial Data: You may enter information to organize your finances, such as account names, transaction descriptions, amounts, dates, categories, subcategories, and notes. We do not request or store account numbers, banking passwords, or any other sensitive information from your financial institutions.

b) Information Collected Automatically:

• Device Culture: We collect your device’s culture setting (language and region), e.g., pt-BR, en-US. This is used solely to present the app in your preferred language (Portuguese, English, French, Spanish, German, or Italian).
• Local Configuration Data: The app stores basic transactional data locally on your device, such as login status (to keep you signed in) and theme preferences (light or dark).

We do not use analytics tools or collect crash reports.

2. How We Use Your Information

The information we collect is used exclusively for the following purposes:

• To Provide and Maintain the Service: We use your account and financial data to operate the core features of the app, such as recording expenses, income, and displaying reports.
• To Manage Your Account: We use your email to identify you, enable login, and ensure account security through token verification.
• To Personalize Your Experience: We use culture data to translate the app and profile data (if provided) to customize the interface.
• For Communication: We may use your email to send important notifications about your account or the service.

3. Data Storage and Security

We take your data security very seriously.

• Cloud Storage: Your account, profile, and financial data are securely stored in databases hosted on Microsoft Azure servers.
• Encryption: All communications between the app and our servers are protected with HTTPS encryption. Sensitive data, such as your password, is stored encrypted in our database, ensuring even we cannot access it.
• Local Storage: Essential configuration data is stored locally on your device to enhance the user experience.

4. Information Sharing

We do not share your personal or financial information with third parties. Your data is used exclusively for operating Ajustio.

5. App Permissions

To provide a complete experience, Ajustio may request the following permissions:

• Camera and Photo Gallery: This permission is only required if you wish to choose or take a photo for your profile avatar. Usage is optional.
• Push Notifications: We request this permission to send helpful reminders, such as upcoming bills. You can manage this permission in your device settings.
• Location: We request location access to help search and localize pre-registered financial institutions in the app. This feature is optional, and the app will continue to function normally if denied.

6. Your Rights and Control Over Your Data

You have full control over your data in Ajustio.

• Access and Correction: You can view and edit your profile, accounts, categories, subcategories, and transactions at any time within the app.
• Data Deletion: We offer two options:
  1. Clear Financial Data: You may choose to delete all your financial transactions, with the option to keep or clear your registrations (accounts, categories).
  2. Delete Account Permanently: You may choose to delete your account and all associated data (profile, transactions, registrations, etc.). This action is immediate and irreversible. Once deleted, your data cannot be recovered.
• Data Retention: We do not retain your data after account deletion. The deletion process is instant and final.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top. We recommend reviewing this Privacy Policy periodically for any changes.

8. Contact

If you have any questions about this Privacy Policy, please contact us at: [email protected].